We need to have legislative saving compulsory people sometimes need to be forced to appreciate the benefits There is the  need for government to work on recognizing livestock as an asset.

A framework is needed to protect all stakeholders in the regulation process.  This he said when articulating that there are a lot of non-bank financiers like micro lenders which need to be regulated and monitored

Non bank financial institutions and micro-lenders have to be dealt with suggesting that creating other profitable opportunities for them would relieve the people since they are making huge profits from the people.

This was said by Mr.Gerald  an international consultant acting CEO of the South African savings institute at the money month campaign round-table discussions. Mr Gerald  also urged Basotho to learn to master the use of money and not be slaves of money

He further presented that studies reveal that Lesotho has higher savings than South Africa and a low access rate to banking services

He also alluded a need for cattle bank